Researchers at IBM have built a two-factor authentication system for mobile devices that is designed to use near-field communications radio standards and secure transactions.
The technology borrows the idea of two-factor authentication on computers and is built to use a mobile device, contactless card and personal identification number to protect online activities such as mobile banking or logging into enterprise private networks, IBM said Friday.
Diego Ortiz-Yepes, a mobile security scientist at IBM Research, said the company aimed to build an Advanced Encryption Standard-based technology that has no learning curve.
IBM designed the system to work when a user places a smart card such as ATM and company identification cards next to a mobile device’s NFC reader, then enters in a PIN to generate a unique code.
The mobile gadget is designed to deliver the code to a server in order to verify a user’s identity and authorize access a particular site or application.
IBM based the technology on its mobile application platform IBM Worklight and designed the tool to be compatible on Android 4.0 devices with NFC capability.